Spending beyond one’s means is a financial habit that can have far-reaching effects, even if the immediate consequences are not always evident. While occasional indulgences may seem harmless, when spending consistently exceeds what one can afford, it can disrupt long-term financial stability. Over time, these habits can result in mounting debt, missed financial opportunities, and an
Spending beyond one’s means is a financial habit that can have far-reaching effects, even if the immediate consequences are not always evident. While occasional indulgences may seem harmless, when spending consistently exceeds what one can afford,
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